Sagetips is pleased to provide the following custom calculators and tools for your free use:

• HELOC Calculator - this calculator will help you determine whether a HELOC loan make sense for you. Can also be freely downloaded for use on your website.
• Credit Card Rewards Calculator - this calculator helps you determine the costs and benefits of paying with a credit card to collect rewards. Can also be freely downloaded for use on your website.
• Mortgage Calculator - this calculator helps you analze various scenarios with standard mortgage financing.
• HELOC Comparison Worksheet - use this comparison worksheet to thoroughly compare the terms of competing HELOC loans.
• Marginal Tax Rates - use this tool to figure out your marginal tax rate - an important consideration in assessing whether a HELOC loan make sense for you.
• Effective Interest Rate Table - use this tool to figure out your effective interest rate - the rate you pay after taking into account the tax benefit of HELOC financing.

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